INSURANCE
Tourist Insurance
Tourist insurance, also known as travel insurance or visitor insurance, is a type of insurance coverage designed to protect travelers from unexpected expenses and emergencies while they are away from home. Tourist insurance typically provides coverage for a variety of situations that can occur during travel, including medical emergencies, trip cancellations or interruptions, lost or delayed baggage, and other travel-related risks.
- Emergency Medical Coverage
- Trip Cancellation and Interruption
- Baggage Loss or Delay
- Travel Assistance Services
- Personal Liability Coverage
What exactly is an International Travel Insurance Policy?
An international travel insurance policy serves as your dependable and essential companion during trips abroad. Picture this scenario: You’re embarking on a journey to a foreign country for leisure, personal business, or studies. Naturally, you want nothing to mar your experience or tarnish your cherished memories. However, unforeseen circumstances can arise. You might fall ill, misplace your passport, or encounter flight delays. In such instances, an international travel insurance policy provides invaluable assistance, alleviating financial stress and anxieties caused by unexpected events. It offers protection in unfamiliar surroundings, where language barriers may complicate matters. This comprehensive plan covers a range of contingencies, including flight delays, lost or delayed baggage, passport loss, trip interruptions, medical expenses, and trip cancellations.
At Reliance General Insurance, we’re committed to ensuring your stay is enjoyable and your travels worry-free. Our international travel insurance plans are designed to address any baggage, trip, or medical emergencies that may arise. Whether it’s a delay in checked-in baggage, lost luggage, a canceled or delayed flight, missed connections, passport loss, emergency hospitalization, trip interruption, or trip cancellation, rest assured, we’re here to support you every step of the way.
Why Do You Need Travel Insurance When Going Abroad?
Travel insurance offers financial security to travelers while they are on international trips. Picture this: You’re eagerly anticipating a vacation in a breathtaking destination, only to encounter unforeseen disruptions. Perhaps you miss your flight, face weather-related delays, or require hospitalization due to a medical emergency abroad. In such instances, a travel insurance policy steps in to alleviate any financial strain caused by trip or medical contingencies. It provides coverage from the moment you depart for the airport until your safe return to India at the end of your trip.
Here are several compelling reasons why purchasing a travel insurance policy is crucial when traveling abroad:
Mandatory by Law
Certain nations have instituted a requirement for travelers to possess a valid travel health insurance plan prior to crossing their borders. For instance, acquiring medical travel insurance is mandatory for entry into countries such as Russia, Singapore, the UAE, Romania, and Cuba, irrespective of the purpose of your visit. The primary rationale behind this mandate is to provide financial protection to foreign visitors in the event of unforeseen circumstances, such as passport loss or theft, luggage misplacement, trip delays or cancellations, medical emergencies or accidents
Visa Requirements
Although some countries provide visa on arrival to Indian citizens, numerous nations mandate the purchase of a travel insurance policy as part of the visa application procedure. For instance, obtaining a Schengen Visa necessitates compulsory travel medical insurance with a minimum coverage of EUR 30,000. This requirement grants access to all Schengen countries, such as Switzerland, Spain, Italy, France, Germany, Portugal, and Denmark. Similarly, other countries, including Turkey, the Czech Republic, Ecuador, and the UAE, also stipulate mandatory travel health insurance for the visa application process.
Cost of Medical Treatments
In foreign countries, medical expenses can exceed those in India significantly. The potential for steep medical treatment costs in the event of unexpected illness, injury, or accidental dental issues not only adds to your financial burden but also leaves you vulnerable during your international travels. An international travel medical insurance plan serves as a safeguard against unforeseen medical expenses by providing coverage for emergency hospitalization, the cost of transportation to the nearest hospital or back to India, and dental treatment resulting from an accident during your trip.
Coverages Offered
In addition to providing international medical coverage, international travel insurance policies extend coverage for various baggage and trip-related contingencies. Whether you lose your checked-in baggage, experience luggage misplacement by someone else, or encounter delays or misdirections by the airline, our policy has you covered. Likewise, if you miss your connecting flight, experience delays, interruptions, or cancellations due to circumstances beyond your control, rest assured that our plan safeguards you in all these situations.
What are the Different Types of Overseas Travel Insurance Plan?
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Single Trip Travel Insurance: This type of plan provides coverage for a single trip or vacation abroad. It typically offers protection for the duration of the trip, from departure to return.
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Multi-Trip Travel Insurance: Also known as annual travel insurance, this plan covers multiple trips within a specified period, usually one year. It is ideal for frequent travelers who take multiple trips throughout the year.
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Schengen Travel Insurance: Schengen travel insurance is specifically designed to meet the requirements for obtaining a Schengen Visa, which allows travel to the Schengen Area in Europe. It provides coverage for medical expenses and other travel-related emergencies during the stay in Schengen countries.
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Asia Travel Insurance: This type of plan offers coverage for travel to Asian countries, including popular destinations such as Singapore, Thailand, Japan, South Korea, and others. It may include specific benefits tailored to the needs of travelers in Asian countries.
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Senior Citizen Travel Insurance: Senior citizen travel insurance is designed for older travelers, typically aged 60 or above. It provides coverage for medical expenses, trip cancellations, and other travel-related risks relevant to senior travelers.
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Family Travel Insurance: Family travel insurance provides coverage for the entire family traveling together. It usually includes the primary insured, spouse, and dependent children, offering comprehensive protection for all family members during the trip.
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Student Travel Insurance: Student travel insurance is designed for students studying abroad. It offers coverage for medical emergencies, study interruptions, sponsor protection, and other specific needs of students while studying in foreign countries.
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Group Travel Insurance: Group travel insurance provides coverage for a group of travelers, such as friends, colleagues, or tour groups, traveling together to the same destination. It offers benefits tailored to the needs of group travelers.
How to Buy International Travel Insurance Policy Online?
Buying international travel insurance for your upcoming trip isn’t as easy as buying your favourite chocolate. You need to choose the right travel insurance that meets your requirements while giving comprehensive protection during your stay abroad. That’s why we’ve made it simple to buy overseas travel insurance online – just follow our step-by-step guide and you’re good to go.
Step 1: Scroll to the top of this page and enter your details including travel type, mobile number, email ID and travel destination.
Step 2: Choose your preferred plan type and click on ‘Buy Now’.
Step 3: Check your premium details, enter your personal details and choose your preferred mode of payment.
Step 4: Get your international travel health insurance policy for your upcoming trip.
How to File An International Travel Insurance Claim?
Cashless Claim
Register Claim
The insured, his family or the hospital has to intimate a claim with the correct certificate number to Reliance General Insurance within 24 hours from the time of admission in case of hospitalisation. Note that the hospital has to agree to provide the cashless facility.
Claim Settlement
To avail Worldwide cashless facility, call the below-mentioned numbers or International toll-free numbers given country-wise in your Policy Schedule for any emergency assistance.
National Toll-Free No.: 1800-209-55-22
Landline No.: +91-22-67347843/44 (Charges Applicable)
New International toll-free numbers
| Netherlands | 00+800-99441111 | Thailand | 001+800-99441111 |
| Belgium | 00+800-99441111 | Sweden | 00+800-99441111 |
| Italy | 00+800-99441111 | Austria | 00+800-99441111 |
| Norway | 00+800-99441111 | Czech Republic | 00+800-99441111 |
| Poland | 00+800-99441111 | Denmark | 00+800-99441111 |
| New Zealand | 00+800-99441111 | France | 00+800-99441111 |
| Singapore | 00+1800-99441111 | Greece | 86002038017 (ITFS) |
| Portugal | 00+800-99441111 | Hungary | 00+800-99441111 |
| Australia | 0011+800-99441111 | Israel | 00 or 014+800-99441111 |
| United Kingdom | 00+800-99441111 | Germany | 00+800-99441111 |
| Malaysia | 00+800-99441111 | South Africa | 00+800-99441111 |
| Japan | 001-010+800-99441111 | Spain | 00+800-99441111 |
| China | 00+800-99441111 | Switzerland | 00+800-99441111 |
| Hong Kong | 001 or 006+800-99441111 | USA | 18337426673 (ITFS) |
| Taiwan | 00+800-99441111 | Canada | 011+800-9944 1111 |
| Argentina | 00+800-99441111 | Philippines | 00+800-99441111 |